We offer a hassle free range of tailored financial options to suit your needs.
Finance may not be the most glamorous part of our business but it is one of the most important facilities we can offer our clients.
That’s why we have a highly experienced specialist of financiers who work closely with leading finance and insurance institutions to provide our customers with the most cost effective option for their situation.
So, whether you are self-employed, registered for GST or not, an employee, a private buyer or a business, out team will find a finance solution to suit you.
Commercial Hire Purchase (CHP)
If you are a commercial buyer looking for a flexible plan tailored to suit your budget, Commercial Hire Purchase might be a good option.
With flexible contract terms ranging from 24 to 60 months, you can select the length of contract to best suit your requirements. Where the vehicle is to be used for income producing purposes, interest charges and depreciation may be tax deductible.
Monthly payments are based on the amount you wish to finance, less the balloon (final instalment) at the end of the hiring period. Costs are known in advance and repayments, which are fixed for the duration of the contract, makes budgeting easier.
Novated Lease
An alternative to CHP is a Novated Lease.
This is also an ideal way for business customers to acquire a new vehicle without tying up valuable capital. You may be surprised by how affordable and tax effective leasing is when choosing to salary package your new car.
Personal (Consumer) Loan
Personal loans are one of the more common forms of finance used by private vehicle owners. A personal loan will allow you access to a new or used vehicle with fixed repayments occurring at regular monthly intervals over the course of the loan.
A personal loan offers a greater degree of financial freedom in that you can secure the vehicle that suits you often without having to put capital down up front. In addition, you can also structure the loan in such a way that your monthly repayments can be geared to suit your budget.