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Let’s be honest — finance isn’t the most exciting part of buying a car, but it’s one of the most important. That’s why we make it as easy and stress-free as possible. At The Automotive People, we offer a hassle-free range of tailored finance options to suit your lifestyle, budget, and goals. Our experienced finance specialists work closely with some of Australia’s leading finance and insurance providers to secure the best value for your individual needs — no matter your situation. Whether you’re self-employed, GST registered, a private buyer, or purchasing for business purposes, we’ll find the right solution for you. Business Finance – Chattel Mortgage If you're buying for business or commercial use, a Chattel Mortgage (also known as a Commercial Hire Purchase) could be a great fit. With flexible terms ranging from 24 to 60 months, this option lets you structure repayments to suit your cash flow. You’ll know your costs upfront, with fixed monthly payments and a final balloon payment at the end of the term. Even better? If the vehicle is used for income-generating purposes, interest and depreciation may be tax-deductible. It’s a practical and flexible solution for commercial buyers. Personal Car Loans – Easy & Accessible Buying for personal use? A consumer car loan gives you access to your next new or used vehicle with fixed monthly repayments, often without needing a large deposit upfront. You can tailor the loan to suit your budget, giving you peace of mind and predictable payments throughout the loan term. It’s a smart way to drive the car you want, without overcomplicating the process. Let us handle the finance while you focus on the fun part — choosing your next car! Reach out to our team today to explore your options.
